crossrefAlgorithms2026-05-02
A Survey of Machine Learning and Deep Learning for Financial Fraud Detection: Architectures, Data Modalities, and Real-World Deployment Challenges
Spiros Thivaios, Georgios Kostopoulos, Antonia Stefani, Sotiris Kotsiantis
Financial fraud has become a critical challenge for modern financial systems due to the rapid growth of digital transactions, online banking services, and electronic payment platforms. Traditional rule-based fraud detection systems are increasingly inadequate in addressing the ev…