crossrefRisks2024-11-04Cited by 63
Credit Risk Prediction Using Machine Learning and Deep Learning: A Study on Credit Card Customers
Victor Chang, Sharuga Sivakulasingam, Hai Wang, Siu Tung Wong, Meghana Ashok Ganatra, Jiabin Luo
The increasing population and emerging business opportunities have led to a rise in consumer spending. Consequently, global credit card companies, including banks and financial institutions, face the challenge of managing the associated credit risks. It is crucial for these insti…