openalexZenodo (CERN European Organization for Nuclear Research)2026-07-26
Premiumpulse: AI-driven Insurance Cost Modeling
Mohamed Shanif, Mohamed Mahroof K, Muhammed Anshid P, Jiyad Ahammed, Anish Kumar B., Jitha K, et al.
Abstract—Abstract—Accurate estimation of health insurance premiums is a complex task due to the nonlinear interaction of demographic, lifestyle, and medical factors. Conventional actuarial models rely on generalized risk pools and limited explanatory variables, often resulting in…